A pattern has developed for bosses to offer high-deductible designs, called buyer driven healthcare designs which put more expenses on workers; a few businesses will offer various plans to their employees The increasing expense of health insurance drives more purchasers to abandon inclusion and increment in insurance cost and going with ascend in the expense of health care costs has driven health back up plans to furnish more strategies with higher deductibles and different constraints that require the shopper to pay a more noteworthy offer of the cost themselves. As indicated by Senator Dian, the United States is the "main industrialized country that depends vigorously on a revenue driven medicinal insurance industry to give essential health care."